Why we need reform:
Over 46 million Americans have no medical coverage at all; millions more are under-insured or fear losing coverage. If we continue on our current path health care costs will continue to soar and within the next decade one out of every five dollars will be spent on health care.
This is unacceptable, the system is broken and we cannot postpone meaningful reform any longer.
What's in it for you:Your choice of doctors and plans will be protected; those that are happy with their current coverage can keep it or choose a new plan--including a public option.
Additionally, everyone will benefit from eight protections that will ensure stability and security for families across the country:
1. Coverage Regardless of Pre-Existing ConditionsInsurance companies will be prohibited from refusing coverage because of medical history.
2. An End to Exorbitant Out-of-Pocket Expenses, Deductible and Co-PaysInsurance companies will have to abide by yearly caps on how much they can charge for out-of-pocket expenses.
3. Full Coverage for Preventive CareInsurance companies must fully cover--without charge--regular checkups and tests that help prevent illness, including mammograms or eye and foot exams for diabetics.
4. No Dropped Coverage for the Seriously IllInsurance companies will be prohibited from dropping or lessening coverage for people who become seriously ill.
5. No Gender DiscriminationInsurance companies will be prohibited from charging people more because of their gender.
6. No Annual or Lifetime Caps on CoverageInsurance companies will be prevented from placing annual or lifetime caps on the coverage people receive.
7. Extended Coverage for Young AdultsChildren will be eligible for family coverage through the age of 26.
8. Guaranteed Insurance RenewalInsurance companies will be required to renew a policy as long as the policyholder pays their premium in full. Insurance companies won't be allowed to refuse renewal if someone becomes sick.
"This isn't about politics. This is about people's lives.
This is about people's businesses. This is about our future."-President Barack Obama
Saturday, August 15, 2009
So What's the Truth in Health Care Reform?
Friday, August 14, 2009
The First Time I Died -Part 1
I was a high school senior. It was the first football game of the year. I was fortunate to be my team’s starting tailback. After a pretty good half (65 yards rushing and two sacks as a DE), my muscles started cramping up. I always had problems with cramping while playing sports. Staying hydrated was always a major focus of mine. There were two times before this incident when the cramps got the best of me. Once, the summer after 8th grade, I was rushed to the hospital by ambulance because of severe muscle cramps and the inability to hold down any liquid (I was outside working on a house renovation in the heat of summer without any water. I know. How brilliant of me.) And also when I was visiting my father over one summer in San Antonio, I started severely cramping after a game of flag football. I was rushed by ambulance again to the hospital and luckily my dad (a military hospital administrator) was able to get his friend (a doctor) to meet me at the hospital doors and begin treating me right away. After blood and urine tests (in which my urine looked like Root Beer) the doctor said that he felt I was just minutes away from some of my organs shutting down. Both times was quite a shock to the system and even more of a shock to my parents.
To be continued....
Part 2 coming next Friday
Miss the first "First Friday"? Click here to check it out.